Learn How To Save On Exchange Rates - My Experiment On Swiping Mastercards, Visa and American Express On My Bangkok Trip

I don’t know how many of you actually know that one of the best rates for overseas spending would have to be via your credit card. Just to give you a guideline, I used Mastercard, Visa and American Express. There was a small mistake made when the bulk of my swipe came from American Express which gives the poorest exchange rates among the three.

However, it is still better than cash exchange rate. Just as a guide, when I change my ringgit into bahts, I managed to get 9.7 bahts for every ringgit I changed. Now, compaared that with American Express which gave me an exchange rate of 9.8 bahts for every 1 ringgit. The best would have to be both Visa and Mastercard which gives me 9.93 bahts for every 1 ringgit. Though it may not sound like much but the amount we spend for the entire trip was nearly RM5,000 which at 2% would mean a good RM100 saved.

So hopefully my little experiment above will help you plan how you spend your money in future. Always as a guidelines, I will only use credit cards at reasonably reputable establishments like hotels, food chains or departmental stores. Cash would be used for hawker like environment.

Where Did I Stay In Bangkok? Best Value Place In My Personal Opinion

This is where I stayed - Pullman Bangkok.

I accidentally discovered the place over the internet. Though it wasn’t on most online accomodation websites when I booked it in January, somehow I decided to search for Accor group accomodation in Bangkok and got the link from there. Initially I was skeptical as I was given the rate of US$68 per night. I would have thought it would be a budget class hotel. But the photos from the site and the explanation that it has good free tut tut services made me booked the place. I spread the words among friends and there was a friend who happened to go before me. He came back and told me that the place is worth every penny we paid for.

Let me give you a quick rundown. As of this date I write this post, it is a 6 months old hotel. So you can be sure it is brand spanking new and the bathtubs probably is still a virgin. It is big and comfy too I might add. I have a lot of photos taken on the rooms but I have yet the chance to process them. So do hop over to the hotel website to look at the photos. Trust me, though they are taken professionally, they do resemble the hotel rooms unlike most other hotel photos where the photos always seem much better than the real thing.

Here in the room, you have separate shower and tub. There is even a digital scale in the bathroom which accurately weighs you to the last 100gram. It has ironing facilities, safe deposit box, minibar, coffee/tea facilities, etc. You don’t need to bring anything at all, as the towel is clean and comfy - not your usual run of the mill type. I have stayed in Grand Sheraton and Mandarin Oriental in Kuala Lumpur before and let me tell you this, this Pullman hotel won’t lose out too much to them. Perhaps the former two has a lot more luxurious fittings but other than that, everything else is on par.

Bed is king size and can compete with Westin’s heavenly beds. Somehow I feel most 5 star hotels provide relatively similar mattresses. Personally I would prefer a harder mattress, but missus preference would be softer like the one in Pullman. It has a soft top but hard bottom. Therectically it allows your body contour to slip comfortably on.

Bathrobe is pretty comfy as well. So is the 32″ Samsung LCD TV. There is wireless internet on the LCD TV if you subscribe to it. But I managed to find a 10bahts per hour internet cafe outside the hotel so there wasn’t really much of a point to use their internet services.

All in all, it is a great value hotel. Though I paid US$68 per night for it, i have seen it rising to US$85 now. Still given the current rate, I would prefer to go back to it on my next trip. That’s how good it is.

O yeah, the downside. You need to walk very far to get to your rooms and if you didn’t know about the free tut tut service which is located on the side entrance of the hotel, then you need to walk very far to anywhere.